At Fairway Fort Lauderdale, it is our hope to help you find and purchase your dream home! Before you buy a home, it is important that you understand the process involved. There several steps involved in the mortgage process that have to take place before you move in.

Consultation

Meet with a Mortgage Planner at Fairway Fort Lauderdale to discuss your finances and determine how much you can afford. Our Mortgage Planners will work to help you find the best loan program according to your needs and connect you with one of our trusted real estate partners if you are in need of one.

Application

During your consultation, we will let you know about all of the required documents for your mortgage application so you can have them on hand when the time comes to apply. Once you have found the house you want to purchase, if you have all of the correct documents in place, we will ensure that your mortgage loan application runs smoothly.

Processing

One of our loan processors will gather all of the components from your application and review them. During this time, it is a great idea to begin shopping for homeowner’s insurance so you can send the policy information to your processor.

Underwriting

Once the loan has gone through processing, it will move to underwriting. One of our underwriters will analyze your information and review components such as the property and your credit and determine if your loan application is approved.

Closing

Once your loan application is approved to close, you will sign the documents, funds will be requested, and the title of the property will be passed from the seller to the borrowers.

Are you ready to purchase a home in the Fort Lauderdale area? We are excited to help you! Call us today and let us show you how we can help you achieve your dream of home-ownership!